--- title: Interbacs | Innovative Direct Debit Payment Solutions description: Interbacs are a trusted partner for secure and reliable direct debit payment services. Learn how we can help enhance your financial operations. Enquire now --- [Skip to content](https://interbacs.com#main-content) [![Interbacs](https://interbacs.com/hs-fs/hubfs/interbacs-logo-colour@2x.png?width=560&name=interbacs-logo-colour@2x.png)](https://interbacs.com) - Who We Are - [Who We Are](https://interbacs.com/who-we-are?hsLang=en) - [Meet The Team](https://interbacs.com/meet-the-team?hsLang=en) - What We Do - [What We Do](https://interbacs.com/what-we-do?hsLang=en) - Services - [Bacs Approved Bureau](https://interbacs.com/services/bacs-approved-bureau?hsLang=en) - [Products
(Bacs Software)](https://interbacs.com/bacs-software?hsLang=en) - [Interpay Bacs Approved Software](https://interbacs.com/bacs-software/interpay?hsLang=en) - [Interpass Identity Verification](https://interbacs.com/bacs-software/interpass?hsLang=en) - [Hardware Security Module (HSM)](https://interbacs.com/bacs-hsm-software?hsLang=en) - [Direct Debit Management Software](https://interbacs.com/bacs-software/ddms?hsLang=en) - [Payroll Bureau Software](https://interbacs.com/services/payroll-bureau-software?hsLang=en) - Who We Help - [Who We Help](https://interbacs.com/who-we-help?hsLang=en) - [Startups](https://interbacs.com/who-we-help/start-up?hsLang=en) - [SMEs](https://interbacs.com/who-we-help/small-medium-sme?hsLang=en) - [Enterprise Business](https://interbacs.com/who-we-help/enterprise-business?hsLang=en) - [Channel Partners](https://interbacs.com/who-we-help/channel-partners?hsLang=en) - More - [Industries Served](https://interbacs.com/industries?hsLang=en) - [Knowledge Hub](https://interbacs.com/knowledge-hub?hsLang=en) - [Brochures](https://interbacs.com/brochures?hsLang=en) - [FAQs](https://interbacs.com/faqs?hsLang=en) - [Blog](https://interbacs.com/blog?hsLang=en) [Book a Demo](https://interbacs.com/bacs-software/software-demo?hsLang=en) [Contact Us](https://interbacs.com/contact-us?hsLang=en) [Account login](https://ddsignup.co.uk/interbacs/companylogin.aspx) [Account login](https://ddsignup.co.uk/interbacs/companylogin.aspx) [Contact Us](https://interbacs.com/contact-us?hsLang=en) [Book a Demo →](https://interbacs.com/bacs-software/software-demo?hsLang=en) Menu Bacs Approved Software & Bureau • Est 2003 # Tailor-made Direct Credit & Direct Debit Payment Services to Make Life Easier Collect Direct Debits and pay Direct Credits your way. Run Bacs at your place with our approved software, or hand it to ours with our approved bureau. Either way, a Bacs specialist looks after you. [Software or Bureau? →](https://interbacs.com#choose) [Book a demo](https://interbacs.com/bacs-software/software-demo?hsLang=en) Prefer to talk? Call 0161 667 0758 ## How can we help? 20+ years Bacs payment experts since 2003 Bacs Approved Bureau and software supplier Built in-house Software fully developed and supported by our own team ISO 27001 & 9001 Certified information security and quality ABOUT INTERBACS ## A Direct Debit payment provider that fits around you ### Simple, secure and built for businesses of every size Interbacs is a UK Direct Debit and Direct Credit payment provider, approved by Bacs as both a software supplier and a bureau. Since 2003 we've helped start-ups, SMEs, enterprises and public bodies collect payments on time, cut failed payments and keep transaction costs down. You choose how much of the work you keep. Submit through our Bacs approved software, or let our Bacs approved bureau submit for you under your own Service User Number. You can switch as you grow.   [More about us](https://interbacs.com/who-we-are?hsLang=en) [Meet the team](https://interbacs.com/meet-the-team?hsLang=en) ![bacs-direct-debit-specialists](https://interbacs.com/hs-fs/hubfs/bacs-direct-debit-specialists.png?width=1100&name=bacs-direct-debit-specialists.png) ![interbacs\_icon](https://interbacs.com/hs-fs/hubfs/interbacs_icon.png?width=240&name=interbacs_icon.png) KNOWLEDGE HUB Frequently Asked Questions ## Got a specific Bacs related question? Our frequently asked questions page covers everything from InterPay to Interpass, Bacs to Interbacs. If you can't find the answer you need there, give our experts a call.  [Visit FAQs →](https://interbacs.com/faqs?hsLang=en) KNOW WHAT YOU NEED? ## Every product and service, one click away [Bacs Approved Bureau We handle everything for you; file production, submission and reports →](https://interbacs.com/services/bacs-approved-bureau?hsLang=en) [InterPay Bacs approved software for producing and submitting files to Bacs →](https://interbacs.com/bacs-software/interpay?hsLang=en) [Direct Debit Management Software Manage all of your Direct Debits in one place →](https://interbacs.com/bacs-software/ddms?hsLang=en) [InterPass Verify every payer at sign-up. No more failed payments! →](https://interbacs.com/bacs-software/interpass?hsLang=en) [Hardware Security Module Increase automation with attended/unattended submission →](https://interbacs.com/bacs-hsm-software?hsLang=en) [Payroll Bureau Software Pay on behalf of many clients. Does not handle payslips etc. →](https://interbacs.com/services/payroll-bureau-software?hsLang=en) NEED HELP DECIDING? ## Software or bureau: which suits you? Answer three quick questions. There's no form and nothing to sign up for. 1. 1Do you have someone in-house who can prepare, approve and submit Bacs files on every collection or payment day? Including cover for holidays and absence. Yes No 2. 2Would you rather keep full control of timings, approvals and your Bacs reports in-house? Yes No 3. 3Is running Bacs a distraction from your team's main work? Yes No Software Bureau 0 of 3 answered ### Answer the questions to see which fits Interbacs provides both, so there's no wrong answer, and you can switch later. Or go straight to [Bacs approved software](https://interbacs.com/bacs-software?hsLang=en) or [our Bacs approved bureau](https://interbacs.com/services/bacs-approved-bureau?hsLang=en). Software ### Bacs approved software is likely the better fit Your team keeps control. You build, approve and submit your own Bacs files under your own Service User Number, with InterPay for submission, DDMS for mandates and InterPass for payer checks. [Explore Bacs approved software →](https://interbacs.com/bacs-software?hsLang=en) [Book a Demo](https://interbacs.com/bacs-software/software-demo?hsLang=en) Bureau ### Our Bacs approved bureau is likely the better fit We run Bacs for you. Our specialists prepare, check and submit your Direct Debits and Direct Credits under your own Service User Number, and deal with the reports that come back. [Explore our Bacs approved bureau →](https://interbacs.com/services/bacs-approved-bureau?hsLang=en) [Talk to us](https://interbacs.com/contact-us?hsLang=en) Software or bureau ### Either could work for you Your answers sit in the middle, which is common. A two-minute chat or our Solution Finder will settle it. [Try the Solution Finder →](https://interbacs.com/solutions-finder?hsLang=en) [Talk to a specialist](https://interbacs.com/contact-us?hsLang=en) Start again BROCHURES ## Download our latest brochures Explore our wide range of solution, service and Bacs intelligence guides; all available for free download.   Want more information than you can find on our website or brochures? Our expert team of Bacs specialists are always happy to assist via email, over the phone or during a product demonstration.   [Explore Brochures](https://interbacs.com/brochures?hsLang=en) [Contact us](https://interbacs.com/contact-us?hsLang=en) ![interbacs\_brochures](https://interbacs.com/hs-fs/hubfs/interbacs_brochures.webp?width=1100&name=interbacs_brochures.webp) ![Bacs Approved Bureau](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=48&name=logo__bacs-approved.png) ![Bacs Approved Software Supplier](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=48&name=logo__bacstel-ip.png) ![Crown Commercial Service Supplier](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=48&name=CCS_2935_Supplier_AW_72dpi.jpg) ![ISO 27001 Certified](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=48&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![ISO 9001 Certified](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=48&name=thumbnail_ISO%209001-2015-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=48&name=logo__bacs-approved.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=48&name=logo__bacstel-ip.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=48&name=CCS_2935_Supplier_AW_72dpi.jpg) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=48&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=48&name=thumbnail_ISO%209001-2015-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=48&name=logo__bacs-approved.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=48&name=logo__bacstel-ip.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=48&name=CCS_2935_Supplier_AW_72dpi.jpg) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=48&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=48&name=thumbnail_ISO%209001-2015-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=48&name=logo__bacs-approved.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=48&name=logo__bacstel-ip.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=48&name=CCS_2935_Supplier_AW_72dpi.jpg) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=48&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=48&name=thumbnail_ISO%209001-2015-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=48&name=logo__bacs-approved.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=48&name=logo__bacstel-ip.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=48&name=CCS_2935_Supplier_AW_72dpi.jpg) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=48&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=48&name=thumbnail_ISO%209001-2015-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=48&name=logo__bacs-approved.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=48&name=logo__bacstel-ip.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=48&name=CCS_2935_Supplier_AW_72dpi.jpg) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=48&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=48&name=thumbnail_ISO%209001-2015-h-darkfull.png) CUSTOMER STORIES ## Don't just take our word for it ← → > They really understood the product and helped us enormously during installation and subsequently when tweaking the product to match our processes. It has also reduced our Direct Debit costs by over 50% compared to our previous process. B Ben Forsythe Accounts Receivable Team, LateRooms.com > The service has been very smooth and the customer service is excellent! I would happily recommend Interbacs to other businesses because they offer a straightforward service that's executed well. R Rick Lees Managing Director, The Artlab > With Interbacs, the software you have automatically takes over the whole process. It frees up a lot of time for myself, and allows me to get on with other things that need to be done, and focus on the business itself. Z Zaki Sherrif Director, The Heating Plan KNOWLEDGE BASE ## Insight from our Bacs specialists [Visit the Knowledge Base →](https://interbacs.com/knowledge-hub?hsLang=en) ### [![Bacs Direct Debit volumes and unpaid items, 2022 to 2025.](https://interbacs.com/hs-fs/hubfs/Imported_Blog_Media/large_How_does_the_BACS_payment_system_work_2cd11512ad.jpeg?width=800&name=large_How_does_the_BACS_payment_system_work_2cd11512ad.jpeg) 16 October 2026 Direct Debit hit a record 5 billion payments in 2025 Read more →](https://interbacs.com/blog/bacs-direct-debit-statistics-2025?hsLang=en) ### [![](https://interbacs.com/hs-fs/hubfs/Interpay%20BACS%20Approved%20Software.png?width=800&name=Interpay%20BACS%20Approved%20Software.png) 2 October 2026 Bacs approved software or bureau: which does your business need? Read more →](https://interbacs.com/blog/difference-between-bacs-approved-software-and-bacs-bureau-service?hsLang=en) ### [![bacs-service-user-number](https://interbacs.com/hs-fs/hubfs/Imported_Blog_Media/large_closeup_person_reading_studying_document_8222bb03d2.jpg?width=800&name=large_closeup_person_reading_studying_document_8222bb03d2.jpg) 18 August 2026 No new Non-AUDDIS Service User Numbers after 1 July 2027 Read more →](https://interbacs.com/blog/no-new-non-auddis-service-user-numbers-after-1-july-2027?hsLang=en) [Visit the Knowledge Base](https://interbacs.com/knowledge-hub?hsLang=en) ## Get in touch Easy-to-manage payment solutions with support at every stage. Talk to us about failed payments, transaction fees or cash flow, whatever the size of your business. [Book a Demo →](https://interbacs.com/bacs-software/software-demo?hsLang=en) [Contact Us](https://interbacs.com/contact-us?hsLang=en) [![Interbacs](https://interbacs.com/hs-fs/hubfs/Interbacs_Logo_Full_WHITEOUT.png?width=480&name=Interbacs_Logo_Full_WHITEOUT.png)](https://interbacs.com/?hsLang=en) Bacs payment experts since 2003. Making direct debit simple, secure and profitable for all UK businesses. Sales: [0161 667 0758](tel:+441616670758) Email: [sales@interbacs.com](mailto:sales@interbacs.com) - - - - About Interbacs - [Who We Are](https://interbacs.com/who-we-are?hsLang=en) - [Meet The Team](https://interbacs.com/meet-the-team?hsLang=en) - [What We Do](https://interbacs.com/what-we-do?hsLang=en) Our Products - [Interpay](https://interbacs.com/bacs-software/interpay?hsLang=en) - [Interpass](https://interbacs.com/bacs-software/interpass?hsLang=en) - [DDMS](https://interbacs.com/bacs-software/ddms?hsLang=en) - [Payroll Bureau Software](https://interbacs.com/services/payroll-bureau-software?hsLang=en) Our Services - [Bacs Approved Software](https://interbacs.com/bacs-software?hsLang=en) - [Bacs Approved Bureau](https://interbacs.com/services/bacs-approved-bureau?hsLang=en) Who We Help - [Start Up](https://interbacs.com/who-we-help/start-up?hsLang=en) - [SMEs](https://interbacs.com/who-we-help/small-medium-sme?hsLang=en) - [Enterprise Business](https://interbacs.com/who-we-help/enterprise-business?hsLang=en) - [Channel Partners](https://interbacs.com/who-we-help/channel-partners?hsLang=en) More - [Industries Served](https://interbacs.com/industries?hsLang=en) - [Knowledge Hub](https://interbacs.com/knowledge-hub?hsLang=en) - [Blog](https://interbacs.com/blog?hsLang=en) ![Bacs Approved Bureau](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=96&name=logo__bacs-approved.png) ![Bacs Approved Software Supplier](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=96&name=logo__bacstel-ip.png) ![Crown Commercial Service Supplier](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=96&name=CCS_2935_Supplier_AW_72dpi.jpg) ![ISO 27001 Certified](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=96&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![ISO 9001 Certified](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=96&name=thumbnail_ISO%209001-2015-h-darkfull.png) ![ico](https://interbacs.com/hs-fs/hubfs/ico.png?height=96&name=ico.png) ![certified](https://interbacs.com/hs-fs/hubfs/certified.png?height=96&name=certified.png) ![certified plus](https://interbacs.com/hs-fs/hubfs/certified%20plus.png?height=96&name=certified%20plus.png) Google 4.6 Company No. 04765553. VAT Registration No. GB 883 722 790. - [Privacy Policy](https://interbacs.com/privacy-policy?hsLang=en) - [Cookies Policy](https://interbacs.com/cookies-policy?hsLang=en) - [Anti-Slavery Policy](https://interbacs.com/anti-slavery-policy?hsLang=en) - [Customer Complaints Policy](https://interbacs.com/customer-complaints-policy?hsLang=en) © 2026 Interbacs Ltd. All Rights Reserved. ```json { "@context" : "https://schema.org", "@type" : "Organization", "email" : "sales@interbacs.com", "legalName" : "Interbacs Ltd", "logo" : "https://interbacs.com/hubfs/Interbacs_Logo_Full_WHITEOUT.png", "name" : "Interbacs", "sameAs" : [ "https://uk.linkedin.com/company/interbacs", "https://www.facebook.com/interbacs", "https://www.instagram.com/interbacs/", "https://x.com/interbacs" ], "telephone" : "+44 161 667 0758", "url" : "https://interbacs.com/" } ```