--- title: Secure Bacs Approved Software | Interbacs description: Streamline your payment processes with our secure Bacs approved software. Ensure secure, efficient and compliant transactions with Interbacs. Enquire now --- [Skip to content](https://interbacs.com/bacs-software/interpay#main-content) [![Interbacs](https://interbacs.com/hs-fs/hubfs/interbacs-logo-colour@2x.png?width=560&name=interbacs-logo-colour@2x.png)](https://interbacs.com?hsLang=en) - Who We Are - [Who We Are](https://interbacs.com/who-we-are?hsLang=en) - [Meet The Team](https://interbacs.com/meet-the-team?hsLang=en) - What We Do - [What We Do](https://interbacs.com/what-we-do?hsLang=en) - Services - [Bacs Approved Bureau](https://interbacs.com/services/bacs-approved-bureau?hsLang=en) - [Products
(Bacs Software)](https://interbacs.com/bacs-software?hsLang=en) - [Interpay Bacs Approved Software](https://interbacs.com/bacs-software/interpay) - [Interpass Identity Verification](https://interbacs.com/bacs-software/interpass?hsLang=en) - [Hardware Security Module (HSM)](https://interbacs.com/bacs-hsm-software?hsLang=en) - [Direct Debit Management Software](https://interbacs.com/bacs-software/ddms?hsLang=en) - [Payroll Bureau Software](https://interbacs.com/services/payroll-bureau-software?hsLang=en) - Who We Help - [Who We Help](https://interbacs.com/who-we-help?hsLang=en) - [Startups](https://interbacs.com/who-we-help/start-up?hsLang=en) - [SMEs](https://interbacs.com/who-we-help/small-medium-sme?hsLang=en) - [Enterprise Business](https://interbacs.com/who-we-help/enterprise-business?hsLang=en) - [Channel Partners](https://interbacs.com/who-we-help/channel-partners?hsLang=en) - More - [Industries Served](https://interbacs.com/industries?hsLang=en) - [Knowledge Hub](https://interbacs.com/knowledge-hub?hsLang=en) - [Brochures](https://interbacs.com/brochures?hsLang=en) - [FAQs](https://interbacs.com/faqs?hsLang=en) - [Blog](https://interbacs.com/blog?hsLang=en) [Book a Demo](https://interbacs.com/bacs-software/software-demo?hsLang=en) [Contact Us](https://interbacs.com/contact-us?hsLang=en) [Account login](https://ddsignup.co.uk/interbacs/companylogin.aspx) [Account login](https://ddsignup.co.uk/interbacs/companylogin.aspx) [Contact Us](https://interbacs.com/contact-us?hsLang=en) [Book a Demo →](https://interbacs.com/bacs-software/software-demo?hsLang=en) Menu Bacs Approved • Cloud-based # InterPay Bacs Approved Payment Software Bacs approved software designed to simplify business payment workflows – efficient, secure and reliable, enabling your finance teams to focus on your core business. [Book a demo →](https://interbacs.com/bacs-software/software-demo?hsLang=en) ![What is DDMS\_-1](https://interbacs.com/hs-fs/hubfs/What%20is%20DDMS_-1.png?width=547&height=378&name=What%20is%20DDMS_-1.png) 16+ years of development and testing File agnostic use payment files from any software Cloud-based Remote access from any browser Lower rates with fixed transaction fees WHAT IS INTERPAY? ## A submission process built around you InterPay allows users to construct a submission process that suits their internal needs. Submit payment files effortlessly via Bacstel-IP, with seamless, customised setup and system integration. InterPay validates, checks, processes and submits your Bacs files, handles AUDDIS reports and secures approval workflows tailored to your preferred security measures. Robust security, including full Bacs compatibility and compliance, ensures error-free transactions. [InterPay demo](https://interbacs.com/bacs-software/software-demo?hsLang=en) ![interpay\_software](https://interbacs.com/hs-fs/hubfs/interpay_software.png?width=1100&name=interpay_software.png) FILE AGNOSTIC ## Universal Bacs submission software InterPay is "file agnostic" software, meaning that you can use payment files from any software. Online and digital customer sign-up portals can be branded to align with your business identity. InterPay also boasts powerful built-in functions to download all your Bacs reports and display them in meaningful formats for you to action at your own disposal. > From standard manual uploads through to full unattended automation and approval, InterPay is a universal Bacs submission software. WHO IS THIS FOR? ## Built for organisations at scale ![Enterprise Business](https://interbacs.com/hs-fs/hubfs/Enterprise%20Business.png?width=600&name=Enterprise%20Business.png) ### Enterprise Business Global entities pioneering advancements on a massive scale using direct debit payment services find our debit service and management service integral to their operations. [I'm an Enterprise Business →](https://interbacs.com/who-we-help/enterprise-business?hsLang=en) ![Channel Partners](https://interbacs.com/hs-fs/hubfs/Channel%20Partners.png?width=600&name=Channel%20Partners.png) ### Channel Partners Strategic partnerships creating synergies and expanding networks through direct debit services, leveraging our robust bureau service and customer base to achieve mutual growth. [I'm a Channel Partner →](https://interbacs.com/who-we-help/channel-partners?hsLang=en) ## How InterPay handles a submission From a manual upload to full unattended automation – you choose how much of the process runs on its own. 1. 01 ### Upload any payment file InterPay is file agnostic, so files from any software can be submitted, uploaded manually or automated. 2. 02 ### Validate and check Every Bacs file is validated and checked before it goes anywhere, for error-free transactions. 3. 03 ### Approve your way Approval workflows are tailored to your preferred security measures. 4. 04 ### Submit via Bacstel-IP Files are processed and submitted to Bacs securely, with full Bacs compatibility and compliance. 5. 05 ### Action your reports Bacs reports, including AUDDIS, are downloaded automatically and displayed in meaningful formats. Free — No Obligation ### See InterPay in action Book a free software demo with one of our specialists. - Tailored to your payment files - Manual through to fully automated - Ask a Bacs specialist anything [Book a demo →](https://interbacs.com/bacs-software/software-demo?hsLang=en) Prefer to talk? Call 0161 667 0758 BENEFITS ## Why use InterPay instead of your bank? There are a host of benefits of using our payment solution over a bank. Save Time Reduce administration time Affordable Much lower rates than banks and a fixed transaction fee Simple Easy to set up and manage Smart updates Identify and track problem payers Flexible A solution that grows with your business Comprehensive Full direct debit functionality Mature Over 16 years of development and testing Scalable Very large payment files processed in a short time Secure Passed a multitude of security audits as demanded by banks Proven Large organisations and major banks already use InterPay Compliant All relevant industry standards are adhered to Cloud-based Remote access from any browser ![Bacs Approved Bureau](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=48&name=logo__bacs-approved.png) ![Bacs Approved Software Supplier](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=48&name=logo__bacstel-ip.png) ![Crown Commercial Service Supplier](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=48&name=CCS_2935_Supplier_AW_72dpi.jpg) ![ISO 27001 Certified](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=48&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![ISO 9001 Certified](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=48&name=thumbnail_ISO%209001-2015-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=48&name=logo__bacs-approved.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=48&name=logo__bacstel-ip.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=48&name=CCS_2935_Supplier_AW_72dpi.jpg) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=48&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=48&name=thumbnail_ISO%209001-2015-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=48&name=logo__bacs-approved.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=48&name=logo__bacstel-ip.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=48&name=CCS_2935_Supplier_AW_72dpi.jpg) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=48&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=48&name=thumbnail_ISO%209001-2015-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=48&name=logo__bacs-approved.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=48&name=logo__bacstel-ip.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=48&name=CCS_2935_Supplier_AW_72dpi.jpg) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=48&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=48&name=thumbnail_ISO%209001-2015-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=48&name=logo__bacs-approved.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=48&name=logo__bacstel-ip.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=48&name=CCS_2935_Supplier_AW_72dpi.jpg) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=48&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=48&name=thumbnail_ISO%209001-2015-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=48&name=logo__bacs-approved.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=48&name=logo__bacstel-ip.png) ![](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=48&name=CCS_2935_Supplier_AW_72dpi.jpg) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=48&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=48&name=thumbnail_ISO%209001-2015-h-darkfull.png) RESOURCES KNOWLEDGE HUB ## Learn more about Bacs and Direct Debit Review our resources including blog posts, videos, client testimonials and more. [Visit the Knowledge Hub →](https://interbacs.com/knowledge-hub?hsLang=en) CUSTOMER STORIES ## What our InterPay customers say... ← → > Using the user friendly InterPay has allowed us to maintain the collection of our club's lottery accurately and timely. It greatly helped us managing our cash flow, safeguarding our profit. It saves us time and money, and is much more secure. ![](https://interbacs.com/hs-fs/hubfs/interbacs-2024/aberdeen-fc-testimonial.png?width=200&name=aberdeen-fc-testimonial.png) David Bowman IT Manager, Aberdeen FC > They really understood the product and helped us enormously during installation and subsequently when tweaking the product to match our processes. It has also reduced our Direct Debit costs by over 50% compared to our previous process. ![](https://interbacs.com/hs-fs/hubfs/interbacs-2024/laterooms-testimonial.png?width=200&name=laterooms-testimonial.png) Ben Forsythe Accounts receivable Team, LateRooms.com > With Interbacs, the software you have automatically takes over the whole process. It frees up a lot of time for myself, and allows me to get on with other things that need to be done, and focus on the business itself. ![](https://interbacs.com/hs-fs/hubfs/interbacs-2024/the-heating-plan-testimonial.png?width=200&name=the-heating-plan-testimonial.png) Zaki Sherrif Director, The Heating Plan FAQs ## More about InterPay What is InterPay? Our InterPay software is a series of Approved Bacs Software that effectively manages all your credit and debit submission needs. InterPay also boasts powerful built-in functions to download all your Bacs reports and display them in meaningful formats for you to action at your own disposal. What are the payment options available with InterPay? Pricing varies depending on the volume of payments that are processed, but Interbacs offers a reduced rate when compared to standard bank rates. If you're keen to learn more about our bespoke direct debit services, contact us today. Can InterPay work with our existing payment files? Yes. InterPay is "file agnostic" software, meaning that you can use payment files from any software, from standard manual uploads through to full unattended automation and approval. Do we need our own servers? No. InterPay is a cloud-based solution, enabling remote access from any browser, offering flexibility without server dependency. What if we don't have the resource to run Bacs in-house? Then a [**Bacs approved bureau**](https://interbacs.com/services/bacs-approved-bureau?hsLang=en)may suit you better: we submit your files to Bacs for you, under your own Service User Number. Compare the two routes on our **Bacs approved software** page. ## Register for a Bacs Software Demo Our team will guide you through InterPay's features and show how it can transform your business payments collection – or contact us to discuss your specific requirements. [Book a Demo →](https://interbacs.com/bacs-software/software-demo?hsLang=en) [Contact Us](https://interbacs.com/contact-us?hsLang=en) [![Interbacs](https://interbacs.com/hs-fs/hubfs/Interbacs_Logo_Full_WHITEOUT.png?width=480&name=Interbacs_Logo_Full_WHITEOUT.png)](https://interbacs.com/?hsLang=en) Bacs payment experts since 2003. Making direct debit simple, secure and profitable for all UK businesses. Sales: [0161 667 0758](tel:+441616670758) Email: [sales@interbacs.com](mailto:sales@interbacs.com) - - - - About Interbacs - [Who We Are](https://interbacs.com/who-we-are?hsLang=en) - [Meet The Team](https://interbacs.com/meet-the-team?hsLang=en) - [What We Do](https://interbacs.com/what-we-do?hsLang=en) Our Products - [Interpay](https://interbacs.com/bacs-software/interpay) - [Interpass](https://interbacs.com/bacs-software/interpass?hsLang=en) - [DDMS](https://interbacs.com/bacs-software/ddms?hsLang=en) - [Payroll Bureau Software](https://interbacs.com/services/payroll-bureau-software?hsLang=en) Our Services - [Bacs Approved Software](https://interbacs.com/bacs-software?hsLang=en) - [Bacs Approved Bureau](https://interbacs.com/services/bacs-approved-bureau?hsLang=en) Who We Help - [Start Up](https://interbacs.com/who-we-help/start-up?hsLang=en) - [SMEs](https://interbacs.com/who-we-help/small-medium-sme?hsLang=en) - [Enterprise Business](https://interbacs.com/who-we-help/enterprise-business?hsLang=en) - [Channel Partners](https://interbacs.com/who-we-help/channel-partners?hsLang=en) More - [Industries Served](https://interbacs.com/industries?hsLang=en) - [Knowledge Hub](https://interbacs.com/knowledge-hub?hsLang=en) - [Blog](https://interbacs.com/blog?hsLang=en) ![Bacs Approved Bureau](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=96&name=logo__bacs-approved.png) ![Bacs Approved Software Supplier](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=96&name=logo__bacstel-ip.png) ![Crown Commercial Service Supplier](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=96&name=CCS_2935_Supplier_AW_72dpi.jpg) ![ISO 27001 Certified](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=96&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![ISO 9001 Certified](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=96&name=thumbnail_ISO%209001-2015-h-darkfull.png) ![ico](https://interbacs.com/hs-fs/hubfs/ico.png?height=96&name=ico.png) ![certified](https://interbacs.com/hs-fs/hubfs/certified.png?height=96&name=certified.png) ![certified plus](https://interbacs.com/hs-fs/hubfs/certified%20plus.png?height=96&name=certified%20plus.png) Google 4.6 Company No. 04765553. 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