--- title: Payment Services for Small Businesses | Interbacs description: Discover how Interbacs supports SMEs with payment services for small businesses. Enhance your payment collections and improve cash flow management. --- [Skip to content](https://interbacs.com/who-we-help/small-medium-sme#main-content) [![Interbacs](https://interbacs.com/hs-fs/hubfs/interbacs-logo-colour@2x.png?width=560&name=interbacs-logo-colour@2x.png)](https://interbacs.com?hsLang=en) - Who We Are - [Who We Are](https://interbacs.com/who-we-are?hsLang=en) - [Meet The Team](https://interbacs.com/meet-the-team?hsLang=en) - What We Do - [What We Do](https://interbacs.com/what-we-do?hsLang=en) - Services - [Bacs Approved Bureau](https://interbacs.com/services/bacs-approved-bureau?hsLang=en) - [Products
(Bacs Software)](https://interbacs.com/bacs-software?hsLang=en) - [Interpay Bacs Approved Software](https://interbacs.com/bacs-software/interpay?hsLang=en) - [Interpass Identity Verification](https://interbacs.com/bacs-software/interpass?hsLang=en) - [Hardware Security Module (HSM)](https://interbacs.com/bacs-hsm-software?hsLang=en) - [Direct Debit Management Software](https://interbacs.com/bacs-software/ddms?hsLang=en) - [Payroll Bureau Software](https://interbacs.com/services/payroll-bureau-software?hsLang=en) - Who We Help - [Who We Help](https://interbacs.com/who-we-help?hsLang=en) - [Startups](https://interbacs.com/who-we-help/start-up?hsLang=en) - [SMEs](https://interbacs.com/who-we-help/small-medium-sme) - [Enterprise Business](https://interbacs.com/who-we-help/enterprise-business?hsLang=en) - [Channel Partners](https://interbacs.com/who-we-help/channel-partners?hsLang=en) - More - [Industries Served](https://interbacs.com/industries?hsLang=en) - [Knowledge Hub](https://interbacs.com/knowledge-hub?hsLang=en) - [Brochures](https://interbacs.com/brochures?hsLang=en) - [FAQs](https://interbacs.com/faqs?hsLang=en) - [Blog](https://interbacs.com/blog?hsLang=en) [Book a Demo](https://interbacs.com/bacs-software/software-demo?hsLang=en) [Contact Us](https://interbacs.com/contact-us?hsLang=en) [Account login](https://ddsignup.co.uk/interbacs/companylogin.aspx) [Account login](https://ddsignup.co.uk/interbacs/companylogin.aspx) [Contact Us](https://interbacs.com/contact-us?hsLang=en) [Book a Demo →](https://interbacs.com/bacs-software/software-demo?hsLang=en) Menu Who we help · SMEs # Payment Services for Small Businesses Small and medium-sized businesses face their own payment challenges. Interbacs offers scalable payment services that grow with you, so collections stay efficient as you expand. ## Looking for payment solutions for your SME? Payment administration gets harder as a business grows. Interbacs supplies the tools to streamline your payment workflows and collect by Direct Debit reliably, so business leaders can concentrate on core operations rather than chasing payments. WHICH PRODUCTS OR SERVICES ARE FOR ME? ## Run Bacs yourself, or let us run it? It depends on one thing: do you have the internal resource to run Bacs submissions? If you do, our software puts you in control. If not, our Bacs approved bureau submits for you, under your own Service User Number. ![interpay\_software](https://interbacs.com/hs-fs/hubfs/interpay_software.png?width=600&name=interpay_software.png) ### Bacs Approve Software A flexible Bacs approved platform that adapts as your business requirements change, with the reporting you need as volumes grow. [Explore InterPay →](https://interbacs.com/bacs-software/interpay?hsLang=en) ![Bacs Approved Bureau for SMEs](https://interbacs.com/hs-fs/hubfs/How%20will%20my%20payroll%20bureau%20correspond%20with%20HMRC%20(1).jpg?width=600&name=How%20will%20my%20payroll%20bureau%20correspond%20with%20HMRC%20(1).jpg) ### Bacs Approve Bureau We submit your Direct Debits and Direct Credits for you, with flexible schedules and specialist oversight – no in-house Bacs function needed. [Explore our Bureau →](https://interbacs.com/services/bacs-approved-bureau?hsLang=en) BENEFITS ## Benefits of using Interbacs for your business Scalability Solutions that grow with your business Enhanced cash flow Automated, on-time collections Comprehensive reporting Clear visibility of every payment NO SERVICE USER NUMBER YET? WE CAN HELP YOU APPLY ## Do you have your own SUN? Both software and a bureau need your own Service User Number, and new businesses can't always get one straight away. We can help you apply through a sponsoring bank. If a SUN isn't available to you yet, we can introduce you to a specialist Direct Debit facilities management partner at no charge. [Talk to us about your SUN →](https://interbacs.com/contact-us?hsLang=en) CUSTOMER STORIES ## What our clients say ← → > The service has been very smooth and the customer service is excellent! I would happily recommend Interbacs to other businesses because they offer a straightforward service that's executed well. R Rick Lees Managing Director, The Artlab > With Interbacs, the software you have automatically takes over the whole process. It frees up a lot of time for myself, and allows me to get on with other things that need to be done, and focus on the business itself. Z Zaki Sherrif Director, The Heating Plan > Our Direct Debit sign up portal has been designed so that it looks identical to our own webpages, which makes it a seamless process for our members to join. The team are always helpful and friendly to work with, so we'd have no hesitation in recommending them. C Carey Ledforth Membership Manager, Anaphylaxis Campaign ## Simplify your payment collections Book a free demo, or contact our team to discuss your service of choice. [Book a Demo →](https://interbacs.com/bacs-software/software-demo?hsLang=en) [Contact Us](https://interbacs.com/contact-us?hsLang=en) [![Interbacs](https://interbacs.com/hs-fs/hubfs/Interbacs_Logo_Full_WHITEOUT.png?width=480&name=Interbacs_Logo_Full_WHITEOUT.png)](https://interbacs.com/?hsLang=en) Bacs payment experts since 2003. Making direct debit simple, secure and profitable for all UK businesses. Sales: [0161 667 0758](tel:+441616670758) Email: [sales@interbacs.com](mailto:sales@interbacs.com) - - - - About Interbacs - [Who We Are](https://interbacs.com/who-we-are?hsLang=en) - [Meet The Team](https://interbacs.com/meet-the-team?hsLang=en) - [What We Do](https://interbacs.com/what-we-do?hsLang=en) Our Products - [Interpay](https://interbacs.com/bacs-software/interpay?hsLang=en) - [Interpass](https://interbacs.com/bacs-software/interpass?hsLang=en) - [DDMS](https://interbacs.com/bacs-software/ddms?hsLang=en) - [Payroll Bureau Software](https://interbacs.com/services/payroll-bureau-software?hsLang=en) Our Services - [Bacs Approved Software](https://interbacs.com/bacs-software?hsLang=en) - [Bacs Approved Bureau](https://interbacs.com/services/bacs-approved-bureau?hsLang=en) Who We Help - [Start Up](https://interbacs.com/who-we-help/start-up?hsLang=en) - [SMEs](https://interbacs.com/who-we-help/small-medium-sme) - [Enterprise Business](https://interbacs.com/who-we-help/enterprise-business?hsLang=en) - [Channel Partners](https://interbacs.com/who-we-help/channel-partners?hsLang=en) More - [Industries Served](https://interbacs.com/industries?hsLang=en) - [Knowledge Hub](https://interbacs.com/knowledge-hub?hsLang=en) - [Blog](https://interbacs.com/blog?hsLang=en) ![Bacs Approved Bureau](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacs-approved.png?height=96&name=logo__bacs-approved.png) ![Bacs Approved Software Supplier](https://interbacs.com/hs-fs/hubfs/accreditation-logos/logo__bacstel-ip.png?height=96&name=logo__bacstel-ip.png) ![Crown Commercial Service Supplier](https://interbacs.com/hs-fs/hubfs/accreditation-logos/CCS_2935_Supplier_AW_72dpi.jpg?height=96&name=CCS_2935_Supplier_AW_72dpi.jpg) ![ISO 27001 Certified](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%2027001-2022-h-darkfull.png?height=96&name=thumbnail_ISO%2027001-2022-h-darkfull.png) ![ISO 9001 Certified](https://interbacs.com/hs-fs/hubfs/thumbnail_ISO%209001-2015-h-darkfull.png?height=96&name=thumbnail_ISO%209001-2015-h-darkfull.png) ![ico](https://interbacs.com/hs-fs/hubfs/ico.png?height=96&name=ico.png) ![certified](https://interbacs.com/hs-fs/hubfs/certified.png?height=96&name=certified.png) ![certified plus](https://interbacs.com/hs-fs/hubfs/certified%20plus.png?height=96&name=certified%20plus.png) Google 4.6 Company No. 04765553. VAT Registration No. GB 883 722 790. - [Privacy Policy](https://interbacs.com/privacy-policy?hsLang=en) - [Cookies Policy](https://interbacs.com/cookies-policy?hsLang=en) - [Anti-Slavery Policy](https://interbacs.com/anti-slavery-policy?hsLang=en) - [Customer Complaints Policy](https://interbacs.com/customer-complaints-policy?hsLang=en) © 2026 Interbacs Ltd. All Rights Reserved. ```json { "@context" : "https://schema.org", "@type" : "Organization", "email" : "sales@interbacs.com", "legalName" : "Interbacs Ltd", "logo" : "https://interbacs.com/hubfs/Interbacs_Logo_Full_WHITEOUT.png", "name" : "Interbacs", "sameAs" : [ "https://uk.linkedin.com/company/interbacs", "https://www.facebook.com/interbacs", "https://www.instagram.com/interbacs/", "https://x.com/interbacs" ], "telephone" : "+44 161 667 0758", "url" : "https://interbacs.com/" } ```